New business models via APIs that are not free anymore


📍Examples of Banks that added in 2022 API monetizable Open Banking capabilities & of Banks that have already scaled their offerings

📍 Market-driven versus Regulatory-driven (mandate) Open banking perspectives

📍 A map of Regulatory milestones to watch going forward

📍Overall Open banking growth rate is 8%

📍 Regional breakdown by Open Banking for consumers versus SMEs

📍 A generation of API-driven Fintechs that are home-grown

📍 Globally, 1/3 Open Banking are around payments but OpenFinance that is beyond payments is growing

📍 A growing focus on Embedded finance solutions via Open Finance